AIR FORCE NAVAL HOUSING BOARD, AIR FORCE STATION, RACE COURSE, NEW DELHI 110 003
TEL: 011-23793462/63, 23792880/81 FAX: 011-23014942 Email: directorgeneral@afnhb.org
Website: www.afnhb.org
0101. AFNHB is a registered body under the Societies Registration Act XXI of 1860. The Headquarters of the Board is located at Air Force Station, Race Course, New Delhi. The Management and the affairs of the Board are entrusted to the Director General and governed by the 'Board of Management' (BOM), comprising ex officio members from the Indian Air Force & Indian Navy.
0102. All registrants of AFNHB schemes would be governed by the rules and regulations laid down in this brochure and directives issued by the Board from time to time. This brochure supercedes all previous brochures.
0103. For the purpose of these rules, the under mentioned words/phrases will have the following meanings:
0201. The Board announces housing schemes from time to time at locations where land is being either acquired or has already been acquired. Such schemes follow one or a combination of the following concepts:
0202. Schemes are promulgated through 'K' Broadcast in the Air Force, IG Messages in the Navy and through the AFNHB website: www.afnhb.org.
0203. The Board generally constructs two categories of DUs viz. Category A and Category B for Commissioned Officers and Personnel Below Officer Rank (PBOR) respectively. PBOR, including Honorary Ranks, are not eligible to apply for Officers' category of DUs and vice versa, unless the scheme is diluted as per para 0303.
0204. Parking space, terrace, lawns and any other area allotted to an allottee, in addition to a DU, shall form an integral part of the DU.
0205. All schemes shall, as far as possible, cater for adequate covered/open car/scooter parking. The number of parking spaces would depend upon the availability of land and the rules of the Authority. Additional parking spaces, if available, would be offered to Allottees at additional cost.
0206. No interest / compensation shall be paid to an allottee for the delay in completion of a project or change in the handing over schedule of the Dwelling Units. AFNHB shall not be liable on account of any such delay. It needs to be borne in mind that AFNHB renders services to its allottees / registrants on a 'No Profit No Loss' basis.
0301. Rules of eligibility framed by State Govts, Housing Boards, Development Authorities, Improvement Trusts or similar bodies would be over-riding.
0302. The following shall be eligible to register for an AFNHB scheme in the order of priority as stipulated.
Priority-I
Priority-II
Priority-III
Priority-IV
Notes:
0303. If a scheme remains under-subscribed even after six months of commencement of construction, the scheme may be opened for registration to others at the discretion of the BOM, such as:
0304. The following personnel are not eligible to become Registrants or Allottees:
0401. AFNHB normally conducts a demand survey prior to launching a new Scheme. The amount indicated below shall be sent in the form of Demand Draft along with the response to the Demand Survey.
0402. Once reasonable demand for a housing scheme has been established, the scheme is launched subject to availability of suitable land. Demand Survey applicants would be given preference for allotment.
0403. DSAs registering in the scheme are to submit the application form (Appendix 'A') along with a Demand Draft payable to AFNHB at New Delhi. Additional registration fees (over and above the Demand Survey deposit):
0404. Personnel who did not apply in Demand Survey are to submit Appendix 'A' along with:
0405. Allottees are permitted to change over from one scheme to another, only once prior to collection of possession letter. Cancellation charges shall be deducted as per paras 0702 & 0703. Equalisation charges as per para 0608 would be applicable.
0406. A registrant shall be permitted to seek change from one type to another within the same category. Registrants seeking change to higher type of DU shall pay Equalisation Charges on the differential amounts.
0407. Incomplete Forms / Appendices are liable to be rejected. Allottees who provide incomplete or wrong information shall be liable for rejection / cancellation at any stage and may also face criminal proceedings.
0501. In case of over-subscription, allocation shall be done by a draw of lots on the basis of priority given at Para 0302. A waitlist of a minimum of 10% of the planned DU in each type shall be maintained. If waitlisted applicants are not allotted a DU, the amount paid shall be refunded with simple interest @ 1% less than the prevailing savings account interest rate.
0502. After the allocation of Dwelling Units has been finalised, the Board shall issue allotment letters by Registered Post / Speed Post / Courier. The registrants shall acknowledge the receipt of Allotment Letter within 45 days from the date of issue, after which it shall be deemed to have been received and accepted.
0504. Registrant of a scheme may nominate the spouse, or son / daughter or parent or any other close relation as Joint Registrants. A maximum of two such Joint Registrants can be nominated.
0505. The Registrant/Allottee may nominate a person as his nominee in Para 10 of the application form (Appendix A) and affidavit at Appendix B. The nominee shall on the demise of the Registrant / Allottee and Joint Registrant / Allottee take over all rights and liabilities.
0506. Specific DUs would be allotted to those who have paid the required installments and cleared all dues. Allotment shall be made by draw of lots by an Allotment Committee. The Board shall not entertain any request for a change of DU allotted through the draw of lots.
0507. Mutual exchange of DUs or parking spaces would be permitted within the Scheme on application (Appendix F). Mutual exchange would only be possible prior to taking over the physical possession of the DU and parking space.
0509. The DUs shall be offered on "as-is-where-is" basis. An Allottee shall be handed over physical possession only after:
0511. Delay in taking over of the DU would make the allottee liable to payment of overhead charges at Rs 1000/- per month at the Board's discretion. Delay beyond 90 days of the promulgated date without Board's concurrence may attract automatic cancellation of allotted DU.
0512. An undertaking covering the following aspects shall be given by allottees:
Note: In case of violation of any of the above-mentioned rules, the Board reserves the right to cancel the allotment and resume the possession of DU and parking space.
0513. All allottees are required to execute a Conveyance / Sale / Sub Lease Deed at the earliest after taking over possession. All expenses towards Stamp Duty, registration charges etc. shall be borne by the Allottee.
0601. The tentative cost of a DU is estimated by the Board at the planning stage and intimated to the registrants. This is reviewed at various stages during construction and is subject to change. The final cost as worked out by the Board shall not be made a subject matter of dispute by the registrants or allottees.
0602. Cost of common facilities/amenities such as community centre, shops, clubhouse, sports facilities, swimming pool, power backup, internal roads, external electrification, boundary wall, landscaping, security & society office etc. shall be shared by all allottees on prorata basis.
0603. 6% of the project cost shall be charged as overheads by the Board. This includes 1.5% for the reserve fund.
0605. Every allottee shall contribute Rs 30,000/- (block with lifts) or Rs 10,000/- (block without lifts) per DU towards LTMF. The amount so collected shall earn FD rate of interest and shall be handed over to the society as per the following guidelines:
0606. The schedule of installment is published in the allotment letter issued to each allottee. Installment schedules may be revised by the Board keeping in mind the cash flow requirement of the project.
0607. Current rates of equalisation charges are as follows:
| Condition | Rate |
|---|---|
| Subsequent allottees who join late | 10% P.A. |
| Delay in payment of instalment up to 30 days | 12% P.A. |
| Delay in payment of instalment beyond 30 days | 13% P.A. |
| Delay more than 120 days (no extension granted) | Cancellation of Allotment |
0609. Initial payment for registration and final payment shall only be accepted by Demand Draft/Banker's Cheque drawn in favour of "Air Force Naval Housing Board", payable at New Delhi. Outstation cheques shall not be accepted.
0611. Payment in cash shall not be accepted except for last dues up to Rs 20,000/- if paid at HQ AFNHB, New Delhi.
0612. The Board may extend the payment date beyond the due date up to a maximum period of 120 days in exceptional cases. All extensions will be charged Equalisation Charges.
0613. Allottees who pay the entire cost of a DU in lumpsum would be eligible for interest @ 1% less than saving bank rate of interest.
0614. Allottees may pay installments through challan at any ICICI Bank branch in India. Challan as per Appendix 'H' is to be made in three copies. Challan form and project code can also be downloaded from AFNHB website.
0615. In case the due date of an installment is deferred by the Board, all registrants who have paid as per the earlier announced schedule shall earn simple interest @ 1% less than the Saving Bank rate of interest for the period up to the revised promulgated date.
0616. A sum of Rs 250/- per cheque shall be charged for a dishonoured cheque. This amount will be debited to the individual's account and collected along with the last installment.
0619. Loan can be availed from any Bank or Housing Financial Institution against the allotted DU. However, AFNHB shall issue NOC for Mortgaging and TPA free of cost for only two such loans. Additional NOC would cost Rs 500/- each.
0621. A Final Costing Committee shall be constituted after the completion of the defect liability period. The Committee shall include representation from Air Force and Naval Headquarters, and a representation each from both the categories of DUs.
0622. Any surplus fund in the project shall be refunded to the original allottees, provided they have not sold the DU. They shall also be liable to pay, should there be a deficit in the costing.
0701. Withdrawal of an Allottee from a Scheme shall only be permitted where a wait list exists, as DUs are constructed based on the demand from the allottees.
0702. A Registrant / Allottee wishing to withdraw should submit a written application (Appendices C and D) to the Director General, AFNHB. No interest shall be paid on the amount paid by the allottee till that time. Cancellation charges are as follows:
| Sl. | Stage of Withdrawal | Officers | Sailors / Airmen |
|---|---|---|---|
| (i) | After receipt of Registration Fees and prior to issue of Allotment Letter | Rs 5,000/- | Rs 3,500/- |
| (ii) | Up to 45 days after issue of Allotment Letter (Registry Date) | Rs 7,500/- | Rs 5,000/- |
| (iii) | Beyond 45 days after issue of Allotment Letter (Registry Date) | Rs 15,000/- | Rs 10,000/- |
0703. No withdrawal is generally permitted if a waitlist does not exist. Even if permitted under special circumstances, the amount shall be refunded only when a new allottee joins in and pays the due installments. No interest shall be paid on such refunds.
0704. Personnel who apply in demand survey but do not wish to register when the scheme is launched, and those not allotted a DU, will be refunded the registration fee. Demand Survey amount shall be refunded without any interest. The non-refundable Administrative fees shall also be deducted. Money held with the Board for more than one year shall accrue a savings bank rate of interest on such refunds.
0705. Waitlisted registrant may withdraw from the scheme at any time. Registration fee paid by wait-listed registrants will earn simple saving bank interest rate on the date of refund.
0706. Once the withdrawal from a scheme has been approved, the name of the allottee would be removed from the list. If the individual subsequently wishes to rejoin the scheme he/she would need to apply afresh and will be treated as a fresh registrant. No benefit or seniority of any sort will be given.
0707. The Board reserves the right to cancel the registration at any stage on the following grounds:
0709. No interest shall be paid to any registrant whose allotment is cancelled by the Board. The allottee shall forfeit all rights to the DU and linked parking. In addition, he / she will be debarred from registration in any future scheme.
0801. The following rules shall govern the transfer / sale of a DU:
0802. AFNHB does not recognize sale of Dwelling Unit on Power of Attorney. The sale of a Dwelling Unit is required to be processed through the concerned Society and AFNHB Headquarters.
0803. The procedure for transfer / sale of property by an allottee:
0804. On demise of an Allottee, the widow, successor or the nominee shall forward an application countersigned by appropriate Authority along with: Affidavit, Indemnity Bond, Relinquishment Deed from other Class I heirs, Death Certificate, and Certificate from Commanding Officer / copy of pension payment order.
0805. In the event of transfer / sale of DU, both the transferee and transferor shall be required to pay Administrative Charges individually:
| Category | Charge (Each Party) | Remarks |
|---|---|---|
| Officers Category | Rs 10,000/- | Waived for natural succession / blood relations |
| Airmen / Sailors Category | Rs 7,500/- | Waived for natural succession / blood relations |
| Farm Units – First Transfer | Rs 2,500/- | Each by both transferor and transferee |
| Farm Units – Subsequent Transfers | Rs 10,000/- | Each by both transferor and transferee |
0901. All allottees of an AFNHB Scheme are to form a Residents' Society / Association prior to commencement of Handing Over of DUs by the Board. The Society/Association is to register itself with the concerned registrar within 3 months of the DUs having been handed over.
0902. Responsibility of running common services/utilities rests with the society/association formed by the allottees.
0904. At no stage are shops, community center and other common facilities to be sold to any individual / firm or any other party, unless otherwise decided by the Board of Management.
0906. All allottees are to subscribe to the Society / Association as and when formed, irrespective of the date of taking over the possession of the DU.
0907. The allottee would be responsible for getting Electricity and Water meter connections at his / her own cost.
0908. The Land Allotting authorities charge ground rent or lease amount from the Board. All Allottees would be required to pay his / her share of the ground rent or lease amount after taking over the possession of the DU.
0909. All allottees are responsible for the timely payment of Lease / Ground Rent, House Tax, Registration Charges or Stamp Duty, wherever applicable.
0910. All matters of disputes / differences relating to the registration, allotment and all such other matters may be referred to the Chairman AFNHB through the Director General, AFNHB. The Chairman may appoint an Arbitrator whose decision shall be final and binding. Arbitration hearing will be held only in Delhi, regardless of where the property under dispute is situated.
0911. The following norms will be observed in dealing with Court cases:
0912. The Board is competent to incorporate any amendments or alterations to the existing rules. The Board reserves its right to alter, amend and change any of the aforesaid rules on as required basis and at any stage. Any amendments issued by the Board of Management shall be binding on all allottees or registrants irrespective whether the same have been received or not by any of them.
0914. Interpretation of the rules as given by the Director General, Air Force Naval Housing Board would be final and binding on the applicants/registrants/allottees and no appeal/representation against it would lie with any other authority.
— END OF MASTER BROCHURE —
Air Force Naval Housing Board, Air Force Station, Race Course, New Delhi 110 003